Payments

How do I pay for a Cortina purchase?

Cortina offers you multiple payment methods. Whatever your online mode of payment, you can rest assured that Cortina’s trusted payment gateway partners use secure encryption technology to keep your transaction details confidential at all times.

You may use Internet Banking, Gift Card, Cash on Delivery and Wallet to make your purchase. Cortina also accepts payments made using Visa, MasterCard, Maestro and American Express credit/debit cards in India and 21 other countries.

Are there any hidden charges (Octroi or Sales Tax) when I make a purchase on Cortina?

There are NO hidden charges when you make a purchase on Cortina. The prices listed for all the items are final and all-inclusive. The price you see on the product page is exactly what you pay.

Delivery charges of Rs.50 is applicable on orders less than Rs.500.

What is Cash on Delivery?

If you are not comfortable making an online payment on CortinaIndia.com, you can opt for the Cash on Delivery (C-o-D) payment method instead. With C-o-D you can pay in cash at the time of actual delivery of the product at your doorstep, without requiring you to make any advance payment online. The minimum order value for a Cash on Delivery (C-o-D) payment is Rs.999 and maximum is Rs.50,000. It is strictly a cash-only payment method. Gift Cards or store credit cannot be used for C-o-D orders. Foreign currency cannot be used to make a C-o-D payment. Only Indian Rupees accepted.

How do I pay using a credit/debit card?

We accept payments made by credit/debit cards issued in India and 21 other countries.

Credit cards
We accept payments made using Visa, MasterCard and American Express credit cards. To pay using your credit card at checkout, you will need your card number, expiry date, three-digit CVV number (found on the backside of your card). After entering these details, you will be redirected to the bank’s page for entering the online 3D Secure password.

Debit cards
We accept payments made using Visa, MasterCard and Maestro debit cards. To pay using your debit card at checkout, you will need your card number, expiry date (optional for Maestro cards), three-digit CVV number (optional for Maestro cards). You will then be redirected to your bank’s secure page for entering your online password (issued by your bank) to complete the payment.

Internationally issued credit/debit cards cannot be used for Wallet and eGV payments/top-ups.

Is it safe to use my credit/debit card on Cortina?

Your online transaction on Cortina is secure with the highest levels of transaction security currently available on the Internet. Cortina uses 256-bit encryption technology to protect your card information while securely transmitting it to the respective banks for payment processing.

All credit card and debit card payments on Cortina are processed through secure and trusted payment gateways managed by leading banks. Banks now use the 3D Secure password service for online transactions, providing an additional layer of security through identity verification.

What steps does Cortina take to prevent card fraud?

Cortina realizes the importance of a strong fraud detection and resolution capability. We and our online payments partners monitor transactions continuously for suspicious activity and flag potentially fraudulent transactions for manual verification by our team.

In the rarest of rare cases, when our team is unable to rule out the possibility of fraud categorically, the transaction is kept on hold, and the customer is requested to provide identity documents. The ID documents help us ensure that the purchases were indeed made by a genuine card holder. We apologise for any inconvenience that may be caused to customers and request them to bear with us in the larger interest of ensuring a safe and secure environment for online transactions.

What is a 3D Secure password?

The 3D Secure password is implemented by VISA and MasterCard in partnership with card issuing banks under the “Verified by VISA” and “Mastercard SecureCode” services, respectively.

The 3D Secure password adds an additional layer of security through identity verification for your online credit/debit card transactions. This password, which is created by you, is known only to you. This ensures that only you can use your card for online purchases.

How can I get the 3D Secure password for my credit/debit card?

You can register for the 3D Secure password for your credit/debit card by visiting your bank’s website. The registration links for some of the banks have been provided below for easy reference:

State Bank of IndiaICICI BankHDFC BankPunjab National Bank
Axis BankCorporation BankAndhra BankBank of Baroda
Standard Chartered IndiaUnion Bank of IndiaCentral Bank of IndiaCitibank
Deutsche BankDhanlakshmi BankIDBI BankING Vysya Bank
IndusInd BankFederal BankKotak Mahindra BankKarur Vysya Bank
Oriental Bank of CommerceSouth Indian BankVijaya BankCanara Bank
Can I use my bank’s Internet Banking feature to make a payment?

Yes. Cortina offers you the convenience of using your bank’s Internet Banking service to make a payment towards your order. With this you can directly transfer funds from your bank account, while conducting a highly secure transaction.

We accept payment through Internet Banking for the following banks:

ABN Amro BankAxis BankAllahabad BankAndhra Bank
Bank of Bahrain and KuwaitBank of BarodaBank of IndiaBank of Maharashtra
Bank of RajasthanCentral Bank of IndiaCitibankCity Union Bank
Corporation BankDeutsche BankDevelopment Credit BankDhanlaxmi Bank
Federal BankHDFC BankICICI BankIDBI Bank
ING Vysya BankIndian Overseas BankIndian BankIndusInd Bank
Jammu & Kashmir BankKarnataka BankKarur Vysya BankKotak Mahindra Bank
Lakshmi Vilas BankOriental Bank of CommercePunjab National BankRoyal Bank of Scotland
South Indian BankStandard Chartered BankState Bank of HyderabadState Bank of India
State Bank of MysoreState Bank of TravancoreSyndicate BankTamilnad Mercantile Bank
Union Bank of IndiaUnited Bank of IndiaVijaya BankYES Bank
Can I make a credit/debit card or Internet Banking payment on Cortina through my mobile?

Yes, you can make credit card payments through the Cortina mobile site and application. Cortina uses 256-bit encryption technology to protect your card information while securely transmitting it to the secure and trusted payment gateways managed by leading banks.

How does ‘Instant Cashback’ work?

The ‘Cashback’ offer is instant and exclusive to CortinaIndia.com. You only pay the final price you see in your shopping cart.

How do I place a Cash on Delivery (C-o-D) order?

Add the item(s) to your cart and proceed to checkout. When prompted to choose a payment option, select “Pay By Cash on Delivery”. Give Missed Call on Number Shown from your registered mobile number, for validation.

Once verified and confirmed, your order will be processed for shipment in the time specified, from the date of confirmation. You will be required to make a cash-only payment to our courier partner at the time of delivery of your order to complete the payment.

Terms & Conditions:

  • The minium order value for C-o-D is Rs.999
  • The maximum order value for C-o-D is Rs.50,000
  • Gift Cards or Store Credit cannot be used for C-o-D orders
  • Cash-only payment at the time of delivery.
What is Cortina’s EMI payment option?

With Cortina's credit card EMI option, you can choose to pay in easy installments of 3, 6, 9, 12, 18*, or 24 months* with credit cards from the following banks:

  • HDFC
  • Citi
  • ICICI
  • Kotak
  • Axis
  • IndusInd
  • SBI
  • Standard Chartered
  • HSBC

*18 & 24 months EMI options are available from select banks only.

There is NO processing fee charged for availing Cortina's EMI payment option. On return or exchange, interest charged by the bank till that time will not be refunded by Cortina.

You may check with the respective bank/issuer on how a cancellation, refund or pre-closure could affect the EMI terms, and what interest charges would be levied on you for the same.

Example and Calculations The table below shows a representative rendering of EMI plans for a Rs.20,000 purchase on Cortina paid using the EMI payment plan

Tenure (months)Loan amountMonthly installmentBank interest rateTotal effective price you payInterest paid to Bank
3Rs.20,000Rs.6,800.4412.00%Rs. 20,401.33Rs. 401.33
6Rs.20,000Rs.3,450.9712.00%Rs.20,705.80Rs. 705.80
9Rs.20,000Rs.2,344.3213.00%Rs.21,098.89Rs. 1,098.89
12Rs.20,000Rs.1,786.3513.00%Rs.21,436.15Rs. 1,436.15
How do I make a payment using Cortina’s credit card EMI option?

Once you've added the desired items to your Cortina shopping cart, proceed with your order as usual by entering your address. When you're prompted to choose a payment mode for your order, select 'EMI' & follow these simple steps:

  1. Choose your credit-card issuing bank you wish to pay from
  2. Select the EMI plan of your preference
  3. Enter your credit card details
  4. Click 'Save and Pay'

Please note that the full amount will be charged on your card the day of the transaction.